Pay for your laptop in installments via SprayPay

Published on 13 januari 2020

Pay afterwards with SprayPay

With us you can now also pay in installments over 12, 18, 24 or 36 months. After 30 days, the first installment will be collected by direct debit. This service is provided by SprayPay.

How can I pay in installments at SKIKK?

After you have placed your order in the shopping cart, you can choose the SprayPay payment option during checkout.

Am I eligible for payment in installments?

If you live in the Netherlands and have a Dutch bank account, you are eligible for the installment payment method. SprayPay provides credits from a purchase amount of €250 to €5000.

How will my application be assessed?

Your application will be assessed by SprayPay based on a number of questions about your financial situation and a BKR assessment. This information will be used to determine whether your application will be approved.

How much interest do I have to pay?

SprayPay uses an interest rate of 14%. Suppose you would like to pay a purchase amount of €500 in installments, then you will pay approximately €3 in interest per month based on 12 months.

Can I make additional or full repayments in the meantime?

You can always make additional or full repayments without penalty.

Does this affect my BKR registration?

If you pay all monthly installments on time, this will not affect your BKR registration. If you have not met your payment obligation for more than two months, SprayPay is obliged to report this to the BKR. In that case, it may have consequences for future loans or subscriptions.

Is SprayPay reliable?

The Netherlands Authority for the Financial Markets (AFM) has issued a license to SprayPay, with this license they are allowed to grant credits. To ensure security, you will be identified using iDin. In the payment overview you will find your personal details, the monthly amount and the debit dates. Please check this information carefully.

How does SprayPay handle my data?
To use SprayPay, they need personal data from you. They ensure that this data is handled with integrity.